Rehabs Accepting Humana Insurance for Addiction and Mental Health in Albuquerque

Humana Insurance provides comprehensive coverage options for individuals seeking help with substance use disorders. Addiction and mental health rehabs accepting Humana Insurance offer services such as detoxification, inpatient treatment, outpatient programs, medication-assisted treatment (MAT), and aftercare support. These facilities are part of Humana’s extensive network of providers, ensuring members receive quality care tailored to their recovery needs while managing the financial aspects of treatment.

 

FAQs - Albuquerque Rehabs Accepting Humana Insurance for Addiction and Mental Health

 

Yes, Humana Insurance covers drug and alcohol rehab under its behavioral health benefits. Coverage typically includes detox, inpatient rehab, outpatient therapy, and MAT. For instance, a Humana member recovering from opioid addiction might access medication-assisted therapy with Suboxone, along with group and individual counseling sessions.

Humana provides coverage for a wide range of services, including:
  • Detoxification: Supervised withdrawal management.
  • Inpatient Rehab: Comprehensive care in a residential setting.
  • Outpatient Programs: Therapy sessions and counseling with flexibility.
  • MAT: Use of FDA-approved medications like methadone or naltrexone.
  • Aftercare Support: Programs focused on relapse prevention and ongoing recovery. These services ensure members have access to a continuum of care throughout their recovery.

To locate rehabs accepting Humana Insurance:
  • Utilize Humana’s Provider Directory: Available on their website or member portal.
  • Contact Humana Customer Support: Representatives can assist in identifying in-network providers.
  • Consult Treatment Centers: Confirm directly with facilities if they accept Humana Insurance and offer required services.

Yes, many Humana plans require preauthorization for rehab services. This process involves submitting a healthcare provider’s recommendation, diagnosis, and proposed treatment plan to ensure it aligns with Humana’s coverage guidelines.

Out-of-pocket costs depend on the specific plan and may include deductibles, co-pays, and co-insurance. PPO plans might allow for out-of-network services but typically involve higher costs compared to HMO plans, which require in-network providers to minimize expenses.

Yes, Humana covers both inpatient and outpatient rehab services. Inpatient rehab offers intensive care for severe cases, while outpatient programs provide flexibility for individuals balancing treatment with daily responsibilities. Coverage specifics depend on the individual’s plan and medical necessity.

Humana offers coverage for dual-diagnosis treatment, addressing both substance use disorders and co-occurring mental health conditions. For instance, a patient with anxiety and alcohol addiction might receive integrated care, including therapy and medication management.

If a preferred rehab center is out-of-network, coverage depends on the plan. PPO plans may cover a portion of out-of-network costs, but members will likely face higher out-of-pocket expenses. HMO plans typically require members to use in-network facilities for full benefits.

The duration of coverage is determined by medical necessity and the specific plan. While some plans cover standard 30-day programs, others may extend coverage to 60 or 90 days depending on individual progress and treatment needs.

Certain Humana plans may cover holistic therapies, such as yoga, meditation, or acupuncture, if these services are part of an evidence-based treatment program. Members should confirm these benefits with their plan or the treatment facility.


Difference Between Humana Health Insurance and Humana Medical Insurance

Humana Health Insurance and Humana Medical Insurance serve different purposes but both address addiction treatment. Health Insurance plans focus on behavioral health benefits, such as therapy and outpatient care, while Medical Insurance emphasizes immediate healthcare needs, including detox and hospitalization. For example, Humana Health Insurance might fund ongoing counseling sessions, while Medical Insurance ensures coverage for emergency detoxification.

Humana Health and Medical Insurance Plans

Humana offers diverse plans to meet its members’ needs:

Health Insurance Plans

Medical Insurance Plans

Supplemental and Medicare Insurance

Humana Assistance with Mental Health Treatment in Albuquerque

 

Inpatient Options

Inpatient programs deliver intensive care for individuals with severe mental health conditions. Humana covers psychiatric hospital stays and residential treatment centers specializing in dual-diagnosis care. For instance, a patient with PTSD and substance use issues may benefit from an integrated inpatient program.

Outpatient Options

Outpatient programs offer flexibility for individuals balancing treatment with daily responsibilities. Humana covers individual counseling, group therapy, telehealth services, and medication management. For example, someone managing bipolar disorder and substance use might attend weekly therapy sessions under Humana coverage.

About Humana Insurance Company

Humana is a leading health and wellness company providing insurance plans to millions of individuals, families, and businesses. Founded in 1961, Humana is dedicated to improving health outcomes and delivering high-quality, affordable care. The company’s mission is to help people achieve lifelong well-being by offering innovative insurance solutions, preventive care, and comprehensive behavioral health support. Humana collaborates with an extensive network of providers to address the needs of its members, ensuring access to effective addiction treatment and mental health services.

Sources