Rehabs Accepting MHN Insurance for Addiction and Mental Health in California

MHN Insurance, a subsidiary of Health Net, specializes in behavioral health and substance use disorder services. Addiction and mental health rehabs accepting MHN Insurance provide comprehensive care, including detoxification, inpatient rehabilitation, outpatient therapy, and medication-assisted treatment (MAT). By offering extensive coverage options, MHN ensures that members have access to effective and affordable treatment plans tailored to their recovery needs.



FAQs - California Rehabs Accepting MHN Insurance for Addiction and Mental Health



Yes, MHN Insurance covers drug and alcohol rehab under its behavioral health benefits. This includes detox services, inpatient rehab, outpatient therapy, and MAT. For instance, a member recovering from alcohol addiction might receive comprehensive coverage for both residential treatment and follow-up outpatient care.

MHN provides coverage for a variety of addiction treatment services, including:
  • Detoxification: Medical supervision during withdrawal.
  • Inpatient Rehabilitation: 24/7 care in a residential setting.
  • Outpatient Programs: Flexible therapy sessions for ongoing care.
  • MAT: Medications like buprenorphine and naltrexone paired with therapy.
  • Aftercare Support: Services designed to prevent relapse and support recovery. These services ensure a comprehensive approach to addiction recovery.

To locate rehabs accepting MHN Insurance:
  • Use MHN’s Provider Directory: Accessible through the member portal.
  • Contact MHN Customer Support: Representatives can help identify in-network facilities.
  • Consult Rehab Centers: Many facilities explicitly state whether they accept MHN Insurance and outline the services covered.

Yes, preauthorization is typically required for specific rehab services to confirm medical necessity. Members should collaborate with their healthcare providers to submit a treatment plan and obtain approval before starting programs such as inpatient rehab or intensive outpatient therapy.

Out-of-pocket expenses depend on the specific MHN plan. Costs may include deductibles, co-pays, and co-insurance. PPO plans might allow out-of-network coverage with higher costs, while HMO plans typically require in-network providers to minimize expenses.

Yes, MHN provides coverage for both inpatient and outpatient rehab services. Inpatient care is suited for individuals needing intensive, round-the-clock treatment, while outpatient programs are ideal for those requiring flexibility to balance treatment with other responsibilities.

MHN includes coverage for dual-diagnosis treatment, addressing co-occurring mental health and substance use disorders. For example, a patient with anxiety and opioid addiction might receive integrated care through therapy and medication management.

If a preferred rehab center is out-of-network, coverage depends on the plan. PPO plans often cover a portion of out-of-network costs, while HMO plans require members to use in-network providers for full benefits.

The duration of coverage is determined by medical necessity and the specific plan. Many MHN plans cover standard 30-day programs, with extensions available if the treatment team demonstrates continued medical need.

Coverage for holistic therapies like yoga, acupuncture, or meditation depends on the specific plan. These therapies may be covered if they are part of an evidence-based treatment program. Members should verify coverage details with MHN or the rehab center.


Difference Between MHN Health Insurance and MHN Medical Insurance

MHN Health Insurance and MHN Medical Insurance focus on different healthcare needs but work together to provide comprehensive addiction treatment. Health insurance plans typically cover behavioral health services, such as therapy and outpatient programs, while medical insurance emphasizes immediate healthcare needs like detoxification and hospitalization. For example, MHN Health Insurance might fund ongoing counseling sessions, while MHN Medical Insurance covers inpatient detox services.

MHN Health and Medical Insurance Plans

MHN offers a range of plans to meet diverse member needs:

Health Insurance Plans

Medical Insurance Plans

Supplemental and Medicare Insurance

MHN Assistance with Mental Health Treatment in California


Inpatient Options

Inpatient programs deliver intensive care for individuals with severe mental health conditions. MHN covers stays in psychiatric hospitals and residential treatment centers specializing in dual-diagnosis care. For instance, a patient with PTSD and substance use issues may benefit from integrated inpatient treatment.

Outpatient Options

Outpatient programs offer flexibility for individuals balancing treatment with daily responsibilities. MHN covers individual therapy, group counseling, telehealth sessions, and medication management. For example, someone managing depression and alcohol addiction might attend weekly therapy sessions through an outpatient program funded by MHN.

About MHN Insurance Company

MHN, a subsidiary of Health Net, specializes in behavioral health and wellness solutions. With decades of experience, MHN offers comprehensive insurance plans that prioritize mental health and addiction treatment. The company’s mission is to improve the overall well-being of its members through accessible and effective healthcare solutions. By partnering with a vast network of providers, MHN ensures that individuals receive the support they need to achieve lasting recovery and maintain mental health stability.

Sources