Rehabs Accepting Optum Insurance for Addiction and Mental Health in Oklahoma

Optum Insurance, a part of UnitedHealth Group, offers comprehensive coverage for behavioral health and addiction treatment services. Addiction and mental health rehabs accepting Optum Insurance provide a wide array of options, including detoxification, inpatient rehabilitation, outpatient therapy, and medication-assisted treatment (MAT). With a vast network of providers, Optum ensures its members have access to affordable and effective care, supporting their journey toward recovery.



FAQs - Oklahoma Rehabs Accepting Optum Insurance for Addiction and Mental Health



Yes, Optum Insurance covers drug and alcohol rehab services under its behavioral health benefits. Coverage includes detoxification, inpatient programs, outpatient therapy, and aftercare. For example, an individual recovering from alcohol addiction might receive coverage for a 30-day inpatient program followed by outpatient counseling sessions.

Optum provides coverage for a variety of addiction treatment services, such as:
  • Detoxification: Medically supervised withdrawal management.
  • Inpatient Rehabilitation: 24-hour care in a residential setting.
  • Outpatient Therapy: Flexible programs for ongoing treatment.
  • MAT: Medications like Suboxone combined with counseling.
  • Aftercare Support: Services to help prevent relapse and maintain recovery. These services ensure a comprehensive approach to treating addiction.

To find rehabs accepting Optum Insurance:
  • Use Optum’s Provider Directory: Available on their website or mobile app.
  • Contact Optum Customer Support: Representatives can provide a list of in-network facilities.
  • Consult Rehab Centers: Many facilities specify whether they accept Optum Insurance.

Yes, Optum typically requires preauthorization to confirm the medical necessity of rehab services. Preauthorization helps ensure that the recommended treatment aligns with Optum’s coverage criteria and avoids unexpected out-of-pocket expenses.

Out-of-pocket costs depend on your specific Optum plan. These costs may include deductibles, co-pays, and co-insurance. PPO plans often provide more flexibility with higher costs for out-of-network providers, while HMO plans usually require in-network providers for full benefits.

Yes, Optum covers both inpatient and outpatient rehab. Inpatient programs are ideal for individuals needing intensive, round-the-clock care, while outpatient services offer flexibility for those who require ongoing support while managing other responsibilities.

Optum includes coverage for dual-diagnosis treatment, which addresses co-occurring mental health and substance use disorders. For instance, someone with depression and opioid addiction might receive integrated care, including therapy and medication management.

If a preferred rehab center is out-of-network, coverage depends on your plan. PPO plans often provide partial coverage for out-of-network services, while HMO plans generally require in-network providers for full benefits. Members should confirm details with Optum.

The duration of coverage is determined by medical necessity and your specific insurance plan. Many Optum plans cover a standard 30-day rehab program, but extensions may be approved based on the treatment team’s recommendations.

Coverage for holistic therapies, such as yoga, acupuncture, or meditation, depends on your specific plan. These therapies may be covered if they are part of an evidence-based treatment program. Verify details with Optum or the treatment center.


Difference Between Optum Health Insurance and Optum Medical Insurance

Optum Health Insurance focuses on behavioral health and preventive care, including outpatient therapy and counseling services. Optum Medical Insurance, on the other hand, addresses immediate healthcare needs like hospitalization and detoxification. For example, Optum Health Insurance might cover weekly therapy sessions, while Optum Medical Insurance ensures coverage for a short-term inpatient stay.

Optum Health and Medical Insurance Plans

Optum offers a range of plans designed to meet diverse healthcare needs:

Health Insurance Plans

Medical Insurance Plans

Supplemental and Medicare Insurance

Optum Assistance with Mental Health Treatment in Oklahoma


Inpatient Options

Inpatient programs deliver intensive care for individuals with severe mental health conditions. Optum covers stays in psychiatric hospitals and residential treatment centers specializing in dual-diagnosis care. For example, a patient with anxiety and substance use issues may benefit from integrated inpatient treatment.

Outpatient Options

Outpatient programs offer flexibility for individuals balancing treatment with daily responsibilities. Optum covers individual therapy, group counseling, telehealth sessions, and medication management. For instance, someone managing PTSD and alcohol addiction might attend weekly therapy sessions funded by Optum.

About Optum Insurance Company

Optum, a division of UnitedHealth Group, is a leading healthcare services and innovation company. Founded in 2011, Optum focuses on improving healthcare delivery through technology, data analytics, and personalized care. With a mission to make healthcare simpler and more effective, Optum connects millions of members to high-quality care through its extensive provider network. The company’s dedication to addressing addiction and mental health challenges ensures that individuals receive the support they need for lasting recovery and well-being.

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